Kept

Minnesota

St. Paul cost of living

Slightly cheaper Twin Cities alternative with the same state tax. A comfortable single-earner budget here is about $90,000. $100,000 take-home is $73,903 (73.9% kept).

2026 paycheck inputs

Match the frequency below. Hourly is hours per week × 52. Dollar signs and commas are fine.

Take-home

$73,903

$6,159 a month · 73.9% of gross after tax

Monthly
$6,159
Biweekly
$2,842
Weekly
$1,421
Hourly take-home
$35.53
Effective tax rate
26.1%
Federal marginal
22.0%
Federal income tax$13,170
State income tax$5,277
Social Security$6,200
Medicare$1,450
Total tax$26,097

Minnesota has one of the more progressive state taxes. Annual liability estimate for tax year 2026, not a W-4 withholding forecast.

State guideCity cost of livingW-2 vs 1099

COL index

106

Typical 1-bed

$1,350/mo

Median household

$69,000

Is this salary enough?

$50,000

Tight

$60,000

Tight

$70,000

Stretch

$75,000

Stretch

$80,000

Stretch

$90,000

Solid

$100,000

Solid

$110,000

Solid

$120,000

Solid

$125,000

Solid

$135,000

Solid

$150,000

High

$175,000

High

$200,000

High

$250,000

High

$300,000

High

State tax: Minnesota paycheck calculator.

FAQ