Kept

Missouri

St. Louis cost of living

Cheap housing, modest earnings tax, and a graduated state tax. A comfortable single-earner budget here is about $77,000. $100,000 take-home is $74,417 (74.4% kept).

2026 paycheck inputs

Match the frequency below. Hourly is hours per week × 52. Dollar signs and commas are fine.

Take-home

$74,417

$6,201 a month · 74.4% of gross after tax

Monthly
$6,201
Biweekly
$2,862
Weekly
$1,431
Hourly take-home
$35.78
Effective tax rate
25.6%
Federal marginal
22.0%
Federal income tax$13,170
State income tax$3,763
Local income tax$1,000
Social Security$6,200
Medicare$1,450
Total tax$25,583

Kansas City and St. Louis levy local earnings taxes. Annual liability estimate for tax year 2026, not a W-4 withholding forecast.

State guideCity cost of livingW-2 vs 1099

COL index

90

Typical 1-bed

$1,150/mo

Median household

$53,000

Is this salary enough?

$50,000

Tight

$60,000

Stretch

$70,000

Stretch

$75,000

Stretch

$80,000

Solid

$90,000

Solid

$100,000

Solid

$110,000

Solid

$120,000

High

$125,000

High

$135,000

High

$150,000

High

$175,000

High

$200,000

High

$250,000

High

$300,000

High

State tax: Missouri paycheck calculator.

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