Kept

City vs city

New York City vs San Francisco

$100,000 in New York City buys a lifestyle closer to $106,000 in San Francisco, because San Francisco's cost-of-living index is 178 versus 168.

New York City

The highest-density job market in the US, with NYC local income tax on top of New York State tax.

COL index
168
Typical 1-bed
$3,900/mo
Comfortable salary
$143,000
$100k take-home
$70,090
Full New York City guide

San Francisco

Tech wages are high, but housing absorbs a large share of even six-figure take-home pay.

COL index
178
Typical 1-bed
$3,300/mo
Comfortable salary
$151,000
$100k take-home
$73,957
Full San Francisco guide

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