Kept

City vs city

Chicago vs San Francisco

$100,000 in Chicago buys a lifestyle closer to $160,000 in San Francisco, because San Francisco's cost-of-living index is 178 versus 111.

Chicago

Big-city wages and transit without coastal housing prices. Illinois flat tax plus property taxes matter.

COL index
111
Typical 1-bed
$1,850/mo
Comfortable salary
$94,000
$100k take-home
$74,375
Full Chicago guide

San Francisco

Tech wages are high, but housing absorbs a large share of even six-figure take-home pay.

COL index
178
Typical 1-bed
$3,300/mo
Comfortable salary
$151,000
$100k take-home
$73,957
Full San Francisco guide

More comparisons: vs New York Cityvs San Franciscovs San Josevs Oaklandvs Los Angelesvs San Diego