Kept

City vs city

Chicago vs Austin

$100,000 in Chicago buys a lifestyle closer to $107,000 in Austin, because Austin's cost-of-living index is 119 versus 111.

Chicago

Big-city wages and transit without coastal housing prices. Illinois flat tax plus property taxes matter.

COL index
111
Typical 1-bed
$1,850/mo
Comfortable salary
$94,000
$100k take-home
$74,375
Full Chicago guide

Austin

No state income tax. Rents fell from the 2022 peak but remain above most Texas metros.

COL index
119
Typical 1-bed
$1,650/mo
Comfortable salary
$101,000
$100k take-home
$79,180
Full Austin guide

More comparisons: vs New York Cityvs San Franciscovs San Josevs Oaklandvs Los Angelesvs San Diego