Is $110,000 a good salary in Richmond in 2026?

Yes — Richmond is a solid fit at this salary. A single renter can usually cover housing at the 30% rule and still have room for savings.

What is take-home pay on $110,000 in Richmond?

A single W-2 filer keeps about $80,704 a year, or $6,725 a month (73.4% of gross).

Typical 1-bedroom rent is $1,450/month. The 30% rule implies about $58,000 of gross income. Comfortable single-earner budget: $88,000.

Solid

Yes — Richmond is a solid fit at this salary. After federal, FICA, Virginia tax, and any local wage tax, take-home is about $80,704.

A single renter can usually cover housing at the 30% rule and still have room for savings.

2026 paycheck inputs

Gross pay

Match the frequency below. Hourly is hours per week × 52. Dollar signs and commas are fine.

Frequency

Hours / week

State

City (optional local tax)

Filing status

Employment

Traditional 401(k) / year

Local tax override %

Take-home

$80,704

$6,725 a month · 73.4% of gross after tax

Virginia reaches its top rate at $17,000 of taxable income. Annual liability estimate for tax year 2026, not a W-4 withholding forecast.