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Is $75,000 enough in Minneapolis?

It can work, but Minneapolis will feel tight. After federal, FICA, Minnesota tax, and any local wage tax, take-home is about $58,016.

Housing will take a large share of take-home pay unless you have a roommate, cheaper neighborhood, or remote-location arb.

2026 paycheck inputs

Match the frequency below. Hourly is hours per week × 52. Dollar signs and commas are fine.

Take-home

$58,016

$4,835 a month · 77.4% of gross after tax

Monthly
$4,835
Biweekly
$2,231
Weekly
$1,116
Hourly take-home
$27.89
Effective tax rate
22.6%
Federal marginal
22.0%
Federal income tax$7,670
State income tax$3,577
Social Security$4,650
Medicare$1,088
Total tax$16,984

Minnesota has one of the more progressive state taxes. Annual liability estimate for tax year 2026, not a W-4 withholding forecast.

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