Kept

Solid

Is $100,000 enough in Charleston?

Yes — Charleston is a solid fit at this salary. After federal, FICA, South Carolina tax, and any local wage tax, take-home is about $74,337.

A single renter can usually cover housing at the 30% rule and still have room for savings.

2026 paycheck inputs

Match the frequency below. Hourly is hours per week × 52. Dollar signs and commas are fine.

Take-home

$74,337

$6,195 a month · 74.3% of gross after tax

Monthly
$6,195
Biweekly
$2,859
Weekly
$1,430
Hourly take-home
$35.74
Effective tax rate
25.7%
Federal marginal
22.0%
Federal income tax$13,170
State income tax$4,843
Social Security$6,200
Medicare$1,450
Total tax$25,663

South Carolina’s top rate is scheduled to change mid-year; this uses the 6% structure in force for early 2026. Annual liability estimate for tax year 2026, not a W-4 withholding forecast.

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