City vs city
San Francisco vs Austin
$100,000 in San Francisco buys a lifestyle closer to $67,000 in Austin, because Austin's cost-of-living index is 119 versus 178.
San Francisco
Tech wages are high, but housing absorbs a large share of even six-figure take-home pay.
- COL index
- 178
- Typical 1-bed
- $3,300/mo
- Comfortable salary
- $151,000
- $100k take-home
- $73,957
Austin
No state income tax. Rents fell from the 2022 peak but remain above most Texas metros.
- COL index
- 119
- Typical 1-bed
- $1,650/mo
- Comfortable salary
- $101,000
- $100k take-home
- $79,180
More comparisons: vs New York Cityvs San Josevs Oaklandvs Los Angelesvs San Diegovs Irvine